Originating in the 1960s, Medicare is a government-provided fee-for-service insurance program intended primarily for seniors. The program has several distinct parts, each of which is outlined below.
Health insurance comes in three types: PPO (preferred provider organization, HMO (health maintenance organization), EPO (exclusive provider organization), and POS (point of service organization). Choosing the right plan for you or a family member requires understanding what a plan provides in benefits. A local insurance agent can explain your options and help you decide the plan that will best match your needs and budget.
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