Mary Manos Mitchem

There’s a lot of noise in Medicare these days. Shrinking networks. disappearing plans. splashy $0 ads that leave out half the story. But here’s the truth. A strong Medicare agent can cut through all of it by acting like a fiduciary guide. even when the rules don’t require it. Mary Manos Mitchem from M3 Insurance sums it up: “You can’t serve seniors well if you hide half the menu.” And Alexis Mitchem, her partner, backs her up: “My job is to protect their health and their wallet. That starts...

As we slide into the final days of Medicare Annual Election period, the internet is doing what it does best. It’s buzzing. Facebook groups, Reddit threads, and Instagram reels are all tossing out last-minute reminders to help folks avoid mistakes that can cost real money next year. None of it’s glamorous. None of it’s fun. But all of it matters. Here are the “little things” everyone’s talking about online as the clock winds down. 1. The Deadline. December 7. No Mulligans. You’ve got until...

If you’ve been following Medicare lately, you already know telehealth’s heading into a new season. For years, folks got used to visiting their doctor from the couch. It was easy, it was fast, and frankly, it worked. But now we’re sliding toward 2026, and the two big players in the Medicare world are about to take different roads. Original Medicare is tightening things up. Medicare Advantage plans are mostly keeping things wide open. Let’s walk through it in everyday English. What’s Actually...