Mary Manos Mitchem

The Annual Election Period is over, but that doesn’t mean the story is finished. For 2026, Medicare prescription drug coverage is changing in ways that look good on paper but feel uneven in real life. Here’s the straight talk. What Changed. And Why It’s Confusing Yes, the government negotiated lower prices on 10 high-cost drugs. Yes, that’s projected to save about $1.5 billion overall. But averages lie. Many seniors are now seeing: Higher deductibles before coverage kicks in Coinsurance...

Sometimes business throws you a curveball. This one was simple, legal, and straightforward. M# Insurance is now Manos Insurance. Why the change? Another company already had a similar name and asked that we stop using it. We listened, handled it professionally, and moved forward. End of story. Here’s the part that actually matters. Nothing about how we serve you has changed. The same people. The same phone calls returned. The same straight answers. The same personal attention. You will...

There’s a lot of noise in Medicare these days. Shrinking networks. disappearing plans. splashy $0 ads that leave out half the story. But here’s the truth. A strong Medicare agent can cut through all of it by acting like a fiduciary guide. even when the rules don’t require it. Mary Manos Mitchem from M3 Insurance sums it up: “You can’t serve seniors well if you hide half the menu.” And Alexis Mitchem, her partner, backs her up: “My job is to protect their health and their wallet. That starts...