Why To Consider Individual Disability Insurance
Most people are unable to give up their lifestyle that was made possible from their paycheck. However the unexpected can happen to anyone. If you were unable to work because of an illness or injury, how would you pay your mortgage, utilities, and countless other expenses? How long could you get by without a paycheck?
Unexpected medical problems and injuries can get in the way of earning an income. Individual disability insurance can help you protect what matters most. It can help pay your expenses if you are unable to work because of an illness or injury.
Disability insurance is designed to cover more than catastrophic accidents that result in injuries. Illnesses such as cancer can also have a dramatic impact on your ability to work and support your family.
Unexpected medical problems and injuries can get in the way of earning an income. Individual disability insurance can help you protect what matters most. It can help pay your expenses if you are unable to work because of an illness or injury.
Disability insurance is designed to cover more than catastrophic accidents that result in injuries. Illnesses such as cancer can also have a dramatic impact on your ability to work and support your family.
What Is The Cost?
The price of disability insurance will vary from person to person. Pre-existing health conditions can increase the cost of this insurance, and may not be covered for the first year of the policy. Factors that affect premiums include:
- Current salary
- Age
- Smoking status
- Health conditions
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.