Different Types Of Health Insurance
Standard health insurance policies do not cover long-term care, and Medicare pays for only short-term stays at nursing facilities. Most insurance companies will not issue long-term care policies to people aged 75 and older. It is advised that you purchase long-term care insurance in your younger years, as the cost is less. As the years pass, the rates increase.
Some health insurance plans offer the option to include dental insurance, which discounts a range of dental services. You can purchase a stand-alone dental insurance plan. You can also review the benefits of a health insurance plan if you are interested in a plan that offers dental insurance coverage.
Disability insurance pays a monthly benefit should you become incapacitated and unable to earn a living. The benefits paid are a certain percentage of the income you would have earned had you continued to work.
Some health insurance plans include vision insurance and others don’t. You can purchase a stand-alone vision insurance plan for lower out-of-pocket costs of vision correction services, including eye exams, eyeglasses, frames, and contact lenses.
Insurance can get confusing, click below to learn about the basics of insurance.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.